Licensing & Regulatory Disclosure

Zen Mortgage Inc. is committed to transparency and compliance with all applicable federal and state mortgage lending regulations.

This page provides important licensing and regulatory information regarding our company and services.

Company Information

Zen Mortgage Inc.

NMLS ID #2540315

300 SE 2nd Street, Suite 600 #62
Fort Lauderdale, Florida 33301

Phone: (954) 928-8262

Website: www.zenmortgageus.com

Nationwide Multistate Licensing System (NMLS)

Zen Mortgage Inc. is registered with the Nationwide Multistate Licensing System and Registry (NMLS).

Consumers may verify our licensing status and obtain additional information through:

NMLS Consumer Access

https://www.nmlsconsumeraccess.org

NMLS Consumer Access is a free service that allows consumers to verify mortgage company licensing information and regulatory history.

State Licensing Information

Zen Mortgage Inc. is licensed to originate residential mortgage loans in states where licensing has been obtained and maintained in accordance with applicable law.

Licensing status may change from time to time.

Consumers are encouraged to verify current licensing information through NMLS Consumer Access.

Commercial Lending Services

Commercial financing products may be offered through approved lending partners and may not be subject to the same licensing requirements applicable to residential mortgage lending.

Commercial financing programs are subject to lender approval, underwriting standards, and applicable regulations.

Equal Housing Opportunity

Zen Mortgage Inc. supports the Equal Housing Opportunity Act and complies with all applicable federal and state fair lending laws.

We provide mortgage services without discrimination based on:

Race

Color

Religion

National Origin

Sex

Gender Identity

Sexual Orientation

Familial Status

Disability

Marital Status

Age

Receipt of Public Assistance

Any other protected class under applicable law

Fair Lending Commitment

Zen Mortgage Inc. is committed to fair and responsible lending practices.

We strive to ensure that all applicants receive equal access to mortgage financing opportunities in accordance with:

The Fair Housing Act

Equal Credit Opportunity Act (ECOA)

Truth in Lending Act (TILA)

Real Estate Settlement Procedures Act (RESPA)

Home Mortgage Disclosure Act (HMDA)

Applicable federal and state laws

Consumer Complaints

Consumers who wish to submit a complaint regarding services provided by Zen Mortgage Inc. may contact us directly.

Zen Mortgage Inc.

Phone: (954) 928-8262

Email: [email protected]

If a complaint cannot be resolved directly, consumers may also contact the appropriate state regulatory agency or file a complaint through the NMLS Consumer Access system when applicable.

Regulatory Changes

Mortgage regulations, licensing requirements, and lending guidelines may change periodically.

Zen Mortgage Inc. reserves the right to update this disclosure at any time to reflect current legal and regulatory requirements.

Contact Information

Zen Mortgage Inc.
NMLS ID #2540315

300 SE 2nd Street, Suite 600 #62
Fort Lauderdale, FL 33301

Phone: (954) 928-8262

Email: [email protected]