zen team
Han Nguyen, NMLS# 1986763 President & Mortgage Loan Originator
With 20 year experienced in Banking, Investment and Mortgage, Nguyen currently is a female entrepreneur, consultant and real estate note investor. She also holds MBA in Finance and MA in Economics. Thus, she can understand the same challenges of her borrowers who are self-employed, business owners or real estate investors. Her corporate finance & credit underwriting expertise makes loan approval easier. She leads the team by examples and passion to create positive impacts on others. To her, the boutique Zen Mortgage Inc. is a purpose-driven mortgage broker company where talents unit with kind hearts for the good. She loves to build things, family-like culture and A-type team. Her strong belief is in abundance mindset, positive energy and impactful lifestyle. At Zen, We are just not a transactional originator but your mortgage partner for life. For leisure, she enjoys practicing yoga, meditation, dancing, water sport, activities in nature and spending time with her beloveds. All members can speak at least 2 languages.
P: (714) 204 5106
Thai Truong, Operations Mortgage Associate
With 5 years of experience in mortgage operations, I've proudly facilitated the closing of almost 200 loans, offering expertise in both conventional and non-qualified mortgage products. Fluent in English and Vietnamese, I prioritize clear and effective communication to guide clients seamlessly through the loan process.
I find immense fulfillment in collaborating with clients to achieve their homeownership goals, knowing that my work contributes to their journey of building wealth and securing a place to call home. With a passion for helping others and a commitment to excellence, I'm dedicated to providing personalized solutions and exceptional service to every client I serve.
P: (657) 296 8869
Melisa Garcia, LOA / Mortgage Associate
With over 15 years of experience in the insurance and financial services industry, I’ve dedicated my career to helping people take control of their finances and feel confident about their future. Whether it’s getting out of debt, saving for retirement, or buying a home, I’m passionate about guiding others through these important milestones.
I bring a positive mindset and a practical approach to every conversation. My background in operations has taught me how to find smart, tailored solutions that truly fit each client’s unique situation. I believe in keeping things simple, clear, and always centered around your goals.
I’m fluent in both English and Spanish, and I love being able to support a diverse range of individuals and families in a way that feels personal and trustworthy. Whether you're looking to get out of debt, save for retirement, or you're ready to purchase your first home or investment property, I’m here to help you take that next step with confidence - every step of the way.
P: (305) 525-0379
Luan Nguyen, NMLS# 2457775 Mortgage Loan Originator
With more than 10 years of experience in the mortgage industry, he sees things that other industry professionals may overlook, allowing him to help thousands of homeowners purchase and refinance homes. Luan is passionate about creative financing solutions for his clients, no matter how difficult it may be. With the understanding of the loan process and eligible products, Luan has become a vital resource for homeowners and realtors alike. Serving the community is what he strives to do every single day. Outside of work, I enjoy running, hiking, and walking around at the beach with friends and family.
P:(714) 280 7532
Kyria Ramirez, Marketing Administrative Associate
With a strong background from paralegal and medical fields, Ramirez is a driven, creative and passionate professional who loves to challenge her status-quo as an entrepreneurship spirit. She is currently also a licensed public notary and loan signing agent. Besides, Ramirez is into social and charity work to serve the local community of seniors and children in need.
Ramirez is fluent in both English and Spanish to serve a wide range of American and international Spanish-speaking clients.
Her belief is that if we are working together for the same goal, everything is achievable.