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Terms & Conditions
Last Updated: June 10, 2026
Please read these Terms & Conditions carefully before using the website, forms, communication channels, or services provided by Zen Mortgage Inc. ("Zen Mortgage," "we," "our," or "us").
By using our website or submitting your information, you agree to these Terms & Conditions.
general use rules and legal purpose
what Zen Mortgage provides and loan-not-guarantee language
consent, SMS terms, and opt-out details
Terms & Conditions
CORE PROVISIONS
Use of Website
The information on this website is provided for general informational purposes only. It is not intended as legal, tax, investment, or financial advice.
You agree to use this website only for lawful purposes and not to submit false, misleading, or unauthorized information.
Mortgage Services Disclaimer
Zen Mortgage Inc. provides mortgage brokerage and financing consultation services. Submission of an inquiry, form, or application does not guarantee loan approval, specific interest rates, loan terms, or program availability.
All loans are subject to lender guidelines, underwriting approval, credit review, property review, income verification, documentation, and applicable federal and state regulations.
Communication Consent
By submitting your contact information through our website, forms, applications, social media, chat, phone, SMS, or email, you consent to be contacted by Zen Mortgage Inc. regarding your inquiry, mortgage options, appointments, application updates, follow-up, educational information, and customer support.
Communications & Services
SMS Terms
By providing your mobile phone number, you agree to receive SMS text messages from Zen Mortgage Inc. regarding your inquiry, mortgage services, appointment reminders, application updates, and customer support.
Message frequency may vary. Message and data rates may apply.
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying STOP. For assistance, reply HELP.
Carriers are not liable for delayed or undelivered messages.
You must be 18 years of age or older to use this SMS service.
Consent to receive SMS messages is not required as a condition of purchasing any goods or services.
Email Communications
You may receive emails related to your inquiry, services, appointments, applications, educational updates, or marketing communications. You may unsubscribe from promotional emails at any time by using the unsubscribe link provided in the email.
Accuracy of Information
You agree that the information you provide is accurate and complete to the best of your knowledge. Providing inaccurate or incomplete information may affect our ability to assist you.
Third-Party Services
We may use third-party platforms, lenders, service providers, technology tools, and communication systems to provide services. We are not responsible for the content, availability, or practices of third-party websites or platforms linked from our website.
Intellectual Property
All website content, text, graphics, logos, branding, and materials are owned by or licensed to Zen Mortgage Inc. and may not be copied, reproduced, or distributed without written permission.
Privacy
Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. (Link to Privacy Policy should remain on the page and in the footer.)
Accessibility
Zen Mortgage Inc. strives to provide an accessible website experience. If you need assistance accessing content, please contact us at (954) 928-8262 or [email protected].
Customer Complaint Policy
Zen Mortgage Inc. takes customer complaints seriously. Complaints are documented, reviewed, and addressed promptly. We are committed to providing services in compliance with applicable federal and state laws, including consumer protection, fair lending, and civil rights regulations.
Limitation of Liability
To the fullest extent permitted by law, Zen Mortgage Inc. is not liable for damages arising from your use of this website, reliance on website information, third-party links, technical issues, or communication delays.
Changes to Terms
Zen Mortgage Inc. may update these Terms & Conditions at any time. Updates will be posted on this page with a revised “Last Updated” date.
Contact Information
Zen Mortgage Inc.
300 SE 2nd St, Suite 600
Fort Lauderdale, FL 33301
Phone: (954) 928-8262
Email: [email protected]
About Zen Mortgage Helping homebuyers, investors, business owners, and self-employed borrowers secure financing solutions that support long-term wealth and financial freedom. 300 SE 2nd St, Suite 600, Fort Lauderdale, FL 33301 Office: (954) 928-8262 Mobile: (714) 204-5106 Email: [email protected]
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Licensing & Regulatory Disclosure
NMLS Information
Zen Mortgage Inc., NMLS #2540315 Licensed Residential Mortgage Broker In: Florida, Texas, Tennessee, North Carolina Nationwide Commercial Real Estate Financing. Equal Housing Opportunity
Zen Mortgage Inc. NMLS #2540315. Equal Housing Opportunity. Not all applicants will qualify. Loan approval is subject to credit approval, property approval, underwriting guidelines, and program availability. Programs, rates, terms, and conditions are subject to change without notice. This website is for informational purposes only and does not constitute a commitment to lend. For licensing information, visit NMLS Consumer Access.
Mortgage Disclosure: Zen Mortgage Inc. is an independent mortgage broker and is not affiliated with HUD, FHA, USDA, VA, or any government agency. Additional disclosures are available on our Mortgage Disclosures page. © 2026 Zen Mortgage Inc. All Rights Reserved. NMLS #2540315 Equal Housing Opportunity